🚨 Sued Over Debt? How to Respond to a Summons Fast, Before It’s Too Late ➔

From Setback to Success

This blog is all about real talk, practical advice, and sharing my journey—from facing credit challenges to rebuilding and thriving. I know firsthand how hard it can be to deal with past due bills, collections, and limited income, but I also know that with the right tools and mindset, you can reset your credit and turn things around.

I’ll be sharing tips not only from my personal experience but also from my time working in the car industry, where I’ve seen all types of credit situations—from helping people get car loans with challenged credit to teaching them how to improve their scores for bigger goals.

In this space, you’ll learn how to:

  • Pay off your big bills and tackle past due balances
  • Start fresh when everything seems to have fallen apart
  • Get your credit ready for a house, car, apartment, credit card, or even a business loan

Together, we’ll move toward the future you deserve—one step at a time.

Photo by Renee B
How I Took My Power Back While I Was Still in Debt budget self-care credit help with god credit repair motivation credit reset journey emotional debt recovery story faith and finances how to fix your credit without stress rebuilding credit and life restoring peace during financial hardship single parent finances May 05, 2025
Photo by Renee B on Pexels

 

Let me be real with you for a second.

You can be rebuilding your credit, behind on bills, trying to make ends meet—and still show up for your life. You don’t have to disa...

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Creator of The Credit Repair Ministry

Kyterria Ivory

Mother, Creator, Author, Visionary

A passionate credit repair advocate who has turned her own financial challenges into a mission to help others. With experience in the car industry and a personal journey of rebuilding credit, Kyterria shares practical tips and real advice to help you reset your credit and create a brighter financial future.