🚨 Sued Over Debt? How to Respond to a Summons Fast, Before It’s Too Late ➔

From Setback to Success

This blog is all about real talk, practical advice, and sharing my journey—from facing credit challenges to rebuilding and thriving. I know firsthand how hard it can be to deal with past due bills, collections, and limited income, but I also know that with the right tools and mindset, you can reset your credit and turn things around.

I’ll be sharing tips not only from my personal experience but also from my time working in the car industry, where I’ve seen all types of credit situations—from helping people get car loans with challenged credit to teaching them how to improve their scores for bigger goals.

In this space, you’ll learn how to:

  • Pay off your big bills and tackle past due balances
  • Start fresh when everything seems to have fallen apart
  • Get your credit ready for a house, car, apartment, credit card, or even a business loan

Together, we’ll move toward the future you deserve—one step at a time.

Photo by Nicole Benewaah
The Car Note Hack That Raised My Credit Score Every Month—And How You Can Do It Too boost credit score build credit fast car loan credit tips car note credit strategy credit repair car note tips how to pay car note smart improve credit monthly May 06, 2025
Photo by Nicole Benewaah on Pexels

 

If you pay your bills like this, your credit score will increase—every single month.

I learned this firsthand when I was working at Serra Chevrolet as a sales p...

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Creator of The Credit Repair Ministry

Kyterria Ivory

Mother, Creator, Author, Visionary

A passionate credit repair advocate who has turned her own financial challenges into a mission to help others. With experience in the car industry and a personal journey of rebuilding credit, Kyterria shares practical tips and real advice to help you reset your credit and create a brighter financial future.