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From Setback to Success

This blog is all about real talk, practical advice, and sharing my journey—from facing credit challenges to rebuilding and thriving. I know firsthand how hard it can be to deal with past due bills, collections, and limited income, but I also know that with the right tools and mindset, you can reset your credit and turn things around.

I’ll be sharing tips not only from my personal experience but also from my time working in the car industry, where I’ve seen all types of credit situations—from helping people get car loans with challenged credit to teaching them how to improve their scores for bigger goals.

In this space, you’ll learn how to:

  • Pay off your big bills and tackle past due balances
  • Start fresh when everything seems to have fallen apart
  • Get your credit ready for a house, car, apartment, credit card, or even a business loan

Together, we’ll move toward the future you deserve—one step at a time.

Photo by Isaac Quesada
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Photo by Isaac Quesada on Unsplash

 

Let’s talk about apartment shopping when your credit isn’t looking its best. If you’ve got collections on your report and only one good account to your name—trus...

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Creator of The Credit Repair Ministry

Kyterria Ivory

Mother, Creator, Author, Visionary

A passionate credit repair advocate who has turned her own financial challenges into a mission to help others. With experience in the car industry and a personal journey of rebuilding credit, Kyterria shares practical tips and real advice to help you reset your credit and create a brighter financial future.